If we have bought life insurance and illness protection we probably had a need or concern that what if could compromise our family or business.
The life insurance and illness protection market is a very fluid one x6 years ago nobody new about Covid-19 as a illness and look at the impact that has created globally! Not just from the actual illness; but when people were told they were not allowed to work, impacts to trade and the illness itself! The illness protections of yesterday, like us, did not know about that condition so many not be covered. A critical illness plan will only protect you for the conditions on the plan meeting the severity.
Protection is constantly changing in the number of illnesses protected, the severity of a successful claim and even life insurance companies change their stance! Life insurance application questions have changed, acceptance rates altered and features included also enhanced. So its not just chunk of money if were not here..
By reviewing our historic protection with Golden Rock Solutions (which is FREE of CHARGE) we can make sure the protect still protects the know variables, protects against the most relevant illness conditions and can we make this more affordable. We would also work with families to demonstrate how to make the protection inheritance tax proof, again all free of charge. After all we don’t want to be paying for something that doesn’t defend us when we need it most