Many families use the comparison websites in an attempt to find the best deal to protect their family with life insurance and critical illness cover
The comparison websites only focus on price like all the providers are the same for the applicant. These insurance companies are all VERY different from their application process, illness covered and features within the plan.
The headline premium and application process can change for reasons like:
The applicant is applying for more protection for what this particular insurance provider is comfortable with vs their age age
The applicant lifestyle choices, health or family history traits may require confirmation to approve the protection
Both of these and more mean the headline costs may be altered; it will definitely mean extra time (and therefore costs in the final premium) is needed to approve the facility
However, if you know the limits vs age, the applications process and what is protected (or not) we can suggest a provider and “easy” application process. This not only means a quicker time to protect your protection started it will also guaranteeing and locking the premiums. Most importantly its ensures family is protected quickest – which is ultimately what this is about.
Golden Rock Solutions gives FREE information and advice to negotiate application process, source the relevant protection partner and of course the best premium or cost to support family.
Please get in touch for help