Golden Rock Solutions give families and business owners access to free independent advice around Life insurance, critical illness cover, income protection, whole of life insurance and inheritance tax proofing solutions.

Working with industry providing business protection including Relevant life insurance, Key man insurance, Executive Income Protection. This also includes Group Insurance where the company at large can be protected with Group Life insurance, Critical illness and Income protections available with EAP (Employment Assistance Programmes – helping employee’s getting back to work!

This doesn’t explain some of the key features & benefits of the different Life Insurance & protections providers. Moreover nor the premium, application process but hints the Life Insurance companies are all different!

To get Free advice to get more out of Life Insurance for you, your family your business and the important things Please get in touch

This blog discusses some of the benefits AIG 

  • Best Doctors – Available on all contracts at no extra cost. Best Doctors gives clients, their partners and any of their dependent children access to independent, expert second medical opinions. This service can be used at any time and not just related to a claim and up to 3 years after a claim.
  • The Best Doctors team will select the most appropriate expert from their database of 50,000 specialists to review the medical information. The leading specialist will prepare a report and send this to the client. This report contains an evaluation of the client’s condition and an expert opinion on the treatment options that could be available.

    £300 Claims Support
    Available on all contracts at no extra cost. Claimants and/or their families may be able to claim up to £300 whilst their claim is processed to help with extra services. The services could range from physiotherapy or counselling.

  • Winston’s wish Available on all life cover contracts at no extra cost. Winston’s Wish is a leading UK charity which focuses on issues faced by children facing bereavement. They offer practical support and guidance to bereaved children and young people and their families.

  • Immediate Cover Available during underwriting; Term assurance, WOL, RLP & BP – up to £1,500,000, Critical Illness – Up to £500,000, Family Income Benefit – up to £60,000 per annum, Income Protection – £25,000 per annum

    • Double Kids CIC pay-out Where the child, in the opinion of the treating medical consultant or our Consultant Medical Officer, is unable to receive treatment in the UK for the children’s critical illness covered but an effective, curative or preventative treatment exists overseas, we will double the benefit payable for children’s critical illness.
    • Child Life Cover – on CIC If a child dies during the term of the policy AIG will pay £10’000 (additional to any pay out for kids CIC)
    • Pregnancy Cover – on CIC Covers 8 specific pregnancy related conditions which pay £5,000
    • Family Carer Benefit – on IP On AIG’s income protection – should a client’s child or spouse become seriously ill and they have to give up work to look after them, you can claim Family Carer benefit up to £1’500 a month for 12 months.
    • Trauma Benefit – on IP Available on IP plans. If you suffer from an illness or condition that meets one of six definitions, AIG will pay six times the monthly benefit as a lump sum or £50,000, whichever is lower, if you suffer from one of the illnesses or conditions below:
    • Blindness
    • Deafness
    • Loss of Hands or Feet
    • Loss of Speech
    • Paralysis of Limbs
    • Death Benefit – on IP a lump sum of £10,000 if the client dies while the IP cover is active.

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