Many Families do not realise that Life Insurance can cover many “additional” features and benefits! However, all the companies provide different additional solutions within their package.

Fracture cover is a solution which a few of the providers add into the protection mix. It is worth while to factor in if you play sport or have a dangerous active occupations – after all we can all fall over or take a fall!

When it comes to FREE fracture cover the providers, which give this, all support their families in slightly different ways – so its best to understand the differences like how much protection not just which is cheap! Most of the providers give a lump sum in the evet of fracture again the claim payment amount is different per provider. Its usually a different amount for where the fracture or broken bone is for example a broken back or cranium will be different to a arm.

Whilst this lump sum pay out is handy to protect against down time, trips to hospital and taxi fares? this doesn’t always bridge the complete gap or loss of income in the event. This is a very different product (Income Protection – which pays your bills in the event of you can not do your occupation)

Golden Rock Solutions providers FREE independent advice which is regulated by the Financial Conduct Authority. If you are looking to squeeze more out of your protection mix, ensure family has always got the monthly bills protected and make the protection inheritance tax proof please get in contact 

Categories:

Tags: