Critical illness protection pays a tax free lump sum when we are diagnosed with a critical illness like heart attack cancer or stroke. Ideal to cushion the  impact of illness. MacMillan Cancer state Cancer is an average impact of Cancer if circa £800 per month on top of the typical monthly cost! 

Whilst all the Insurance providers protect different number of conditions and pay a claim at different severities. They all look at health (among many other factors) to confirm if critical illness protection is available.  

This means families with adverse health like Diabetes have struggled to get protection. In fact diabetics very often can not get critical illness protect due to the medication and impacts the condition can have on their bodies.

However x1 provider has announced that they will support new applications for Critical Illness Protection if their diabetes is well controlled. Like all protections the family would need to be within the health and lifestyle parameters like any applicant to apply and secure their protection.

Golden Rock Solutions gives Free independent advice to support families even if we have more challenging health to factor in! Please get in touch for more inforation