Many families have critical illness and life protections which is great as it protects and defends the insured family at horrible times. The claim would only be payable if the condition was on the plan AND meeting the severity in the terms and conditions!

This obviously makes many people hesitant about is the protection going to defend them at a difficult time? If we know what is on the plan (in the way of critical or serious illnesses) we can make logical assumptions based on family history and the policy scope to get the best fit. 

Golden Rock Solutions even uses software to match the best critical illness plan(s) to the family this removes the marketing waffle and again better data driven protection. This can be analysing historic plan(s) vs the critical illness cover of today or the best of the offerings from the marketplace at the moment! This is a free of charge service!

However, one insurance provider has noted that critical illness cover & Life insurance changes (just like a car a Ford Fiesta of 20 years ago is nothing like the one produced today!) This provider has stated they will give critical illness definition improvements for free. If there was a claim, they would check the claim against definitions bought and the current definitions on the new critical illness plan. The claim would be payable on whichever is better – great news for the insured.   

If you would like to review your historic Critical illness Cover versus the current critical illness protection or see how new critical or serious illness cover could defend you please get in touch for FREE information.