A hookah , shisha, or waterpipe is a single- or multi-stemmed instrument for heating or vaporizing and then smoking either tobacco, flavoured tobacco. So naturally you would feel the Life insurance is all going to be on more expensive smokers rates for Life insurance and protection.
As with all life insurances and protections the insurance companies all have different understanding, support and costs associated with each applicant.
Obviously they assess age, gender, occupation health and our lifestyle choices and hobby's including smoking. Which defiantly includes Shisha.
If we look at the detail on this hobby some family's only do this like cigar smoking just for special occasions - not everyday. Therefore, if we know this we can place the family with the company's the can give NONE SMOKING RATES for life insurance. Again they will asses frequency
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