Pre-diabetic and life insurance


Life insurance is a contract so should we be terminally ill or pass away money is paid to our family for financial stability. This could be to pay the Mortgage, a nest egg for our children, money to support a sole parent in bring up the children on their own and many more examples.

The price of the protection is dependant on how much money you want in the event of, the duration the protection is over and importantly which company you use to support you.

Each life insurance company has different cost and different application process. They all ask a series of questions to apply. The application questions include our age, gender, occupation, lifestyle choices and confirmation on health. Specifically on health diabetes  is one area they look at. So being pre-diabetic, having diabetes or our immediate family having the condition will have a foot print of the protection options for the applicant.

If we are pre-diabetic (so not confirmed with diabetes yet) we can capitalise on this is we act fast. Having Diabetes has health risks and strong medication to manage the condition this will impact on cost of the Life insurance protection. Guaranteeing and securing the protecting BEFORE these changes is key to ongoing and fixed cheap prices - even if health was to change in the future! Also being confirmed with diabetes many providers will not support critical illness or income protection purely due to the diagnosis. Therefore secure protection before the diagnosis is key.

On this same note, if our families health was to alter or a theme on a specific health condition this could impact on your premiums.

Golden Rock Solutions specialise in placing families with the best life insurance providers not matter the health landscape. The advice is free independent and may save you thousands and even save your home for family should you pass away. Get in touch for more information

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Golden Rock Solutions
Sherwood Business Centre
616a - 618a Mansfield Road
Nottingham
Nottinghamshire
NG5 2GA
Golden Rock Solutions
Sherwood Business Centre
616a - 618a Mansfield Road
Nottingham
Nottinghamshire
NG5 2GA
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