Obtaining cheap Life insurance is an interesting questions as all insurance are different in how their protection works, how we apply and how they defend and protect us.
The occupation, lifestyle choices and health all factor into the final premium. But also additional administration steps really impact on the final premium(s) because the final premium is not locked and fixed until these steps have been completed and the terms accepted by family.
Whilst Doctors reports don't cost anything to the consumer (the insurance company would pay the GP!) the time it takes to get the GP info back like above.
This is also the same for screening, blood tests smoking tests and more.
Again, not all companies need all these criteria so understanding the process allows an easy application process and cheaper life insurance and protection.
The addition factor for obtaining cheap life insurance is that the insurance companies themselves have different turn around times to make these terms. We can not start the protection until the decision of terms is made and of course
Get in touch with Golden Rock Solutions for free advice to get cheap insurance to protect your family.
